May 8, 2024
Finance

From credit cards to debt to stocks: Expert offers insight to top financial literacy questions

ABC Owned Television Stations, in collaboration with Microsoft Philanthropy, are proud to present “Our America: In the Black,” an hour-long documentary special aims to drive conversations about building financial literacy and economic empowerment in the Black community. In the special, Microsoft Philanthropy tech specialist Darrell Booker takes us on a journey around the nation in

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Finance

10 essential rules of personal finance that you should follow

Personal finance is the art of managing one’s money to achieve financial goals and maintain financial well-being. It involves budgeting, saving, investing, and making informed decisions about income and expenses. Essential aspects include creating a budget to allocate funds wisely, establishing an emergency fund for unforeseen circumstances, and strategically managing debt. Insurance and retirement planning

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Loans

Navigating the dilemma in 2024: Should you prepay home loan or invest money?

As the year draws to a close, home loan rates once again find themselves under the spotlight. With whispers of potential fluctuations in 2024, a crucial question resurfaces for homeowners: Should we prepay our loans or prioritise investments? Both options boast distinct advantages, but the optimal choice hinges on a nuanced understanding of your personal

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Property

China Credit Calm Will Be Tested by Maturities, Property Crisis

January 16, 2024, 7:00 AM UTC China’s calmest offshore credit market in years will be tested in coming months by maturities at major developers and ongoing weakness in the property market. A gauge of credit stress in the nation’s offshore bond market held at 1 in December, according to Bloomberg’s China Credit Tracker, matching November’s

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Finance

Why worry? Top finance executives on the year’s biggest risks

Last year was battered by the same headwinds that led many to christen 2022 the year of the ‘permacrisis’. Inflation, rising interest rates and geopolitical tensions continued to hit economies around the world and affect financial services in Europe. Investment banks made their deepest job cuts since 2008, culling thousands of roles as trading fees flatlined

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Investors

Why stock-market investors will remain at mercy of shifting rate-cut expectations

Stock investors have gotten off to a wobbly start to the new year, hobbled by shifting expectations on the timing and extent of Federal Reserve interest-rate cuts in 2024. All three major U.S. stock indexes snapped a nine-week winning streak on Friday, after unexpectedly strong December job gains prompted traders to briefly pull back on

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Investment

Why is diversifying your portfolio with commercial real estate a smart move?

Diversifying one’s investment portfolio is a key strategy to manage risk and optimise returns. While one can think that the universe of investable asset classes available today is vast and offers a variety of options to investors, in essence, there are only two things on any diligent investor’s mind while evaluating a potential investment opportunity:

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Finance

New Year, New Budget: Unlock financial freedom with the 50/30/20 rule

The New Year has begun and so has commenced people’s search for that particular recipe that would yield the best returns on their investments in the long run. Indeed, there are no shortcuts to investments or securing immediate gains. There is a consensus among investors regarding the need for mathematical skills to comprehend personal finance.

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Funds

These mutual fund and ETF investing tips put your portfolio in a giving spirit

Published: Dec. 23, 2023 at 3:15 p.m. ET Don’t miss these top money and investing features: INVESTING NEWS & TRENDS ‘The switch was flipped’: ETF flows pick up as stocks, bonds head for 2023 gains U.S. stocks and bonds are up in 2023, in a big rebound from a brutal 2022.  Read More Star stockpickers

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