As the year draws to a close, home loan rates once again find themselves under the spotlight. With whispers of potential fluctuations in 2024, a crucial question resurfaces for homeowners: Should we prepay our loans or prioritise investments? Both options boast distinct advantages, but the optimal choice hinges on a nuanced understanding of your personal
Investing in the ever-evolving financial landscape can be both thrilling and daunting, especially for new investors stepping into the arena in the dawn of 2024. In today’s digital era, people need to be cautious about unsolicited agents and unauthorised social media handles that spread misleading financial information. They target individuals looking for quick and significant
2023 was an excellent year for investors. The Nifty 50 gave good returns of around 20% and mid and small-caps did even better. Gold sparked investors’ portfolios with around 13% returns. In 2024, with interest rates expected to go down, will debt funds take the crown? What is the outlook for gold and equities in
Diversifying one’s investment portfolio is a key strategy to manage risk and optimise returns. While one can think that the universe of investable asset classes available today is vast and offers a variety of options to investors, in essence, there are only two things on any diligent investor’s mind while evaluating a potential investment opportunity:
Non-resident Indians (NRIs) often seek investment opportunities in India to secure financial stability for themselves and their families. The Indian market, known for its diverse investment options such as equities, mutual funds, fixed deposits, and debt funds, offers a promising avenue for wealth creation. This article explores the specifics of mutual fund (MF) investments in
For long-term wealth creation in India, investing in mutual funds through SIPs (Systematic Investment Plans) has become one of the most prevalent and successful strategies. SIPs give investors the ability to systematically accumulate wealth by allowing them to invest a certain amount into the mutual funds of their choice at frequent intervals, usually every month.
The performance of the precious yellow metal has been impressive, showing a gain of more than 12% this year, and on India’s Multi Commodity Exchange (MCX), gold’s trading value recently stood at a staggering ₹61,221 per 10 grams (as of December 11, 2023). A recent report by the World Gold Council (WGC) highlights that gold’s
Whether it’s Wu Tang Clan telling you about the consequences of ‘Cash Rules Everything Around Me’ (C.R.E.A.M!) or Majrooh Sultanpuri reminding you that this world operates on the principle of ‘Sabse bada rupaiya’, songwriters have told us through songs about the role money plays in our lives. Of course the savvy investor knows how to
Reverse mortgages are better suited for senior citizens who need a regular source of income, while Loan Against Property is a secured loan and can fund a wide range of requirements. Are you looking to access additional funds by leveraging your home equity? Reverse Mortgage and Loan Against Property (LAP) are two standard options to
Q. I’m Ranjana, an entrepreneur. I’m planning to invest in startups and private equity. What are the potential returns and risks associated with these investments? How can I get started in this asset class? Investing in startups and private equity can offer the potential for high returns, but it also comes with substantial risks. Potential