August 12, 2025

YMYL

Mortgage

Will mortgage rates go down in July? Here’s what to expect

As July 2025 approaches, would-be homebuyers are hoping for a break in mortgage rates. With the Federal Reserve holding steady and inflation pressures fluctuating, predictions for July remain uncertain. Here’s what experts forecast. Fed holds rates, but July meeting looms At its June 2025 meeting, the Federal Reserve kept its benchmark interest rate unchanged at

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Mortgage

Mortgage rates today fall below 6.9%: 30-year average dips again

Mortgage rates ticked down again Monday, with the average 30-year fixed rate falling to 6.88%. Homebuyers navigating a high-rate market may find modest relief, but will the trend continue? National mortgage rates as of June 23, 2025 Zillow reports the following averages: 30-year fixed: 6.88% (down 0.02%) 15-year fixed: 5.90% (down 0.02%) 5-year ARM: 6.99%

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Funds

Texas Becomes First State to Invest Public Funds in Official Bitcoin Reserve

Texas is making crypto history. With the signing of Senate Bill 21, the Lone Star State has become the first in the nation to officially establish a state-backed Bitcoin reserve funded by taxpayer dollars. The bold move positions Texas at the forefront of digital asset adoption in government finance, as officials seek to hedge against

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Mortgage

30-yaer fixed rises again, nearing 7%

Mortgage rates in the U.S. climbed once more on Friday with the national average 30-year fixed mortgage rate ticking up to 6.98%, according to new data from Zillow. This increase follows a week of gradual upticks, further tightening affordability for prospective buyers. Current mortgage rate averages As of June 20, 2025: 30-year fixed rate: 6.98%

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Crypto

How to Recover Cryptocurrency in 4 Simple Steps 2025

Cryptocurrency has become a popular form of digital currency in recent years, but with its rise in popularity comes the risk of theft and hacking. In 2025, the need for effective recovery methods for stolen cryptocurrency is more important than ever. With the increasing sophistication of cyber criminals and the ever-evolving landscape of cryptocurrency security,

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Mortgage

Mortgage rates today inch higher: 30-year fixed hits 6.94%

Mortgage rates ticked up slightly on Tuesday, with Zillow reporting the national average for a 30-year fixed mortgage now at 6.94%. The shift marks a one basis point increase from last week’s average of 6.93%. For homebuyers and refinancers, even a small change can impact long-term affordability. Here’s a breakdown of today’s key mortgage rate

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Loans

Can you have both in 2025?

With student loan payments now fully resumed, millions of Americans are wondering whether their debt could block them from buying a home. The short answer? Not necessarily—but it will impact how much you can borrow, how lenders view you, and what kind of loan you can get. Here’s what today’s borrowers need to understand before

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Mortgage

Mortgage Rates Just Shifted. Should You Lock in a Rate Now?

The average interest rate for a 30-year fixed mortgage edged up to 6.94% on Monday, a slight increase of one basis point from both the previous day and last week. This minor fluctuation comes as potential homebuyers and those considering a refinance closely watch for clearer signals from the economy. Meanwhile, other popular loan types

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Mortgage

30-Year Ends Week Stable at 6.88%

Mortgage rates presented a mixed picture for prospective homebuyers and those considering a refinance on Friday. While the benchmark 30-year fixed-rate mortgage held relatively steady, other popular loan types saw slight shifts, reflecting the ongoing push and pull of economic crosscurrents. The average 30-year fixed mortgage rate is currently hovering around 6.88%, a marginal decrease

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Mortgage

30-Year Fixed Falls to 6.93%

Homebuyers and those looking to refinance received more welcome news Wednesday as mortgage rates continued their downward trend. The national average for a 30-year fixed mortgage, the most popular home loan in the U.S., fell to 6.93%, offering a potential window of opportunity for borrowers to lock in lower monthly payments. This latest dip, reported

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