July 20, 2025

YMYL

Funds

Texas Becomes First State to Invest Public Funds in Official Bitcoin Reserve

Texas is making crypto history. With the signing of Senate Bill 21, the Lone Star State has become the first in the nation to officially establish a state-backed Bitcoin reserve funded by taxpayer dollars. The bold move positions Texas at the forefront of digital asset adoption in government finance, as officials seek to hedge against

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Mortgage

30-yaer fixed rises again, nearing 7%

Mortgage rates in the U.S. climbed once more on Friday with the national average 30-year fixed mortgage rate ticking up to 6.98%, according to new data from Zillow. This increase follows a week of gradual upticks, further tightening affordability for prospective buyers. Current mortgage rate averages As of June 20, 2025: 30-year fixed rate: 6.98%

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Crypto

How to Recover Cryptocurrency in 4 Simple Steps 2025

Cryptocurrency has become a popular form of digital currency in recent years, but with its rise in popularity comes the risk of theft and hacking. In 2025, the need for effective recovery methods for stolen cryptocurrency is more important than ever. With the increasing sophistication of cyber criminals and the ever-evolving landscape of cryptocurrency security,

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Mortgage

Mortgage rates today inch higher: 30-year fixed hits 6.94%

Mortgage rates ticked up slightly on Tuesday, with Zillow reporting the national average for a 30-year fixed mortgage now at 6.94%. The shift marks a one basis point increase from last week’s average of 6.93%. For homebuyers and refinancers, even a small change can impact long-term affordability. Here’s a breakdown of today’s key mortgage rate

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Loans

Can you have both in 2025?

With student loan payments now fully resumed, millions of Americans are wondering whether their debt could block them from buying a home. The short answer? Not necessarily—but it will impact how much you can borrow, how lenders view you, and what kind of loan you can get. Here’s what today’s borrowers need to understand before

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Mortgage

Mortgage Rates Just Shifted. Should You Lock in a Rate Now?

The average interest rate for a 30-year fixed mortgage edged up to 6.94% on Monday, a slight increase of one basis point from both the previous day and last week. This minor fluctuation comes as potential homebuyers and those considering a refinance closely watch for clearer signals from the economy. Meanwhile, other popular loan types

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Mortgage

30-Year Ends Week Stable at 6.88%

Mortgage rates presented a mixed picture for prospective homebuyers and those considering a refinance on Friday. While the benchmark 30-year fixed-rate mortgage held relatively steady, other popular loan types saw slight shifts, reflecting the ongoing push and pull of economic crosscurrents. The average 30-year fixed mortgage rate is currently hovering around 6.88%, a marginal decrease

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Mortgage

30-Year Fixed Falls to 6.93%

Homebuyers and those looking to refinance received more welcome news Wednesday as mortgage rates continued their downward trend. The national average for a 30-year fixed mortgage, the most popular home loan in the U.S., fell to 6.93%, offering a potential window of opportunity for borrowers to lock in lower monthly payments. This latest dip, reported

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Mortgage

30-Year Fixed Slips, Other Key Rates See Mixed Results

Homebuyers and those looking to refinance are met with a mixed bag of interest rate changes today. The national average for a 30-year fixed mortgage, a popular benchmark for the housing market, saw a slight dip, offering a small reprieve for borrowers. However, other popular loan terms experienced upward movement, highlighting the fluctuating nature of

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Mortgage

30-year fixed falls to 6.99% nationwide

Homebuyers and homeowners eyeing a refinance have reason to monitor closely: mortgage rates are shifting again. As of Monday, June 9, 2025, the national average 30-year fixed mortgage rate dropped to 6.99%, according to Zillow. That’s down from 7.03% just a day earlier. While it matches the average from a week ago, it’s still a

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