June 9, 2025

YMYL

Loans

How to Avoid Wage Garnishment in 2025

The federal government has resumed collections on defaulted student loans, and nearly 200,000 borrowers could soon see wage garnishment, tax refund seizures, and even Social Security offsets. After a five-year pause, aggressive collection actions are officially back, putting many Americans’ financial stability at risk. If you have federal student loans in default, time is critical

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Mortgage

What homebuyers need to know for May 7

Mortgage rates are edging upward again, adding pressure for homebuyers navigating a difficult spring market. Economic uncertainty, inflation concerns, and trade tensions are keeping rates volatile—and today’s numbers reflect that. According to the latest data: 30-year fixed-rate mortgage: 6.83% (up 0.01% from last week) 15-year fixed-rate mortgage: 6.02% (down 0.01% from last week) 5/1 adjustable-rate

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Crypto

Biggest firms loading up on Bitcoin

As of Wednesday morning, Bitcoin (BTC) is trading over $96K, up nearly 2% in the last 24 hours, marking a continued recovery from April’s lows around $75,000. Late Tuesday evening ET, Bitcoin surged over $97K. The world’s largest cryptocurrency is now within striking distance of the critical $100,000 milestone amid renewed institutional and political tailwinds.

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Banking

A New Benchmark for the Banking Sector in the CIS

In Q1 2025, Octobank made a powerful statement not only within Uzbekistan but also on the international stage. From record profits and global credit ratings to ESG initiatives and financial literacy programs, the bank is showing rapid growth and ambition worthy of global attention. Financial Breakthrough: A Record Quarter Octobank closed the first quarter of

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Mortgage

Mortgage refinance rates rise: 30-year climbs to 6.92%

Refinance rates moved higher again as of May 6, 2025, according to the latest data from the Mortgage Research Center. The 30-year fixed refinance rate rose to 6.92%, while the 15-year fixed rate dropped slightly to 5.76%. 30-year fixed refinance rates move up The average 30-year fixed-rate refinance hit 6.92%, up from 6.10% a week

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Mortgage

30-year fixed climbs to 6.70%

Mortgage rates increased across most term lengths today, according to new data from Zillow. The average 30-year fixed mortgage rate rose by nine basis points to 6.70%, while the 15-year fixed rate climbed five basis points to 5.95%. Adjustable rates also moved higher, with the 5/1 ARM jumping 15 basis points to 6.88%. The Federal

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Crypto

Trump’s Crypto Czar predicts Bitcoin surge; BTC price reacts

In a surprising turn of events, U.S. President Donald Trump’s newly appointed crypto czar, David Sacks, has issued a bold Bitcoin (BTC) prediction that has sent shockwaves through the cryptocurrency market. Sacks, a prominent venture capitalist and former PayPal executive, forecasted that Bitcoin’s price could soar to unprecedented heights, igniting a sudden surge in its

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Mortgage

30-year drops to 6.59% as rates cool off

Mortgage rates fell sharply this week, offering a rare window of relief for homebuyers and homeowners looking to refinance. The national average 30-year fixed mortgage rate dropped 28 basis points over the last week, landing at 6.59% as of today, according to Zillow. The 15-year fixed rate also declined by 27 basis points, reaching 5.91%.

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Funds

James fights to restore federal funding for fair housing groups

New York Attorney General Letitia James is leading a coalition of 21 attorneys general in a legal push to restore federal funding for fair housing organizations. The effort responds to a sudden decision by the U.S. Department of Housing and Urban Development (HUD) to cancel 78 grants in February 2025. These grants supported nonprofit groups

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Crypto

Why You Should Convert All Your Crypto to Bitcoin

In the ever-evolving landscape of cryptocurrencies, Bitcoin remains the most stable and widely recognized digital asset. While altcoins offer various utilities and innovations, they often come with higher volatility and risk. Converting your altcoins to Bitcoin can be a strategic move to consolidate your investments into a more established and secure asset.​ One viral post

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