May 16, 2025

Wage Garnishment

Loans

What to do if debt collectors call about student loans

The Department of Education has resumed collection on debt from millions of defaulted student loans for the first time in five years. You may be wondering: what are your rights if a debt collector contacts you? And how can you be sure the call is legitimate, with scammers looking to prey on vulnerable borrowers? If

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Loans

How to Avoid Wage Garnishment in 2025

The federal government has resumed collections on defaulted student loans, and nearly 200,000 borrowers could soon see wage garnishment, tax refund seizures, and even Social Security offsets. After a five-year pause, aggressive collection actions are officially back, putting many Americans’ financial stability at risk. If you have federal student loans in default, time is critical

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