Mortgage rates have surpassed 7%, but buying a new home could net you a lower rate. About a quarter of buyers from home builder PulteGroup locked in rates as low as 5.75% in the first quarter, CEO Ryan Marshall said on the company’s first quarter earnings call last week. “Our company’s ability to offer targeted
Figuring out how much you can safely spend each year is an especially fraught question for retirees worried about outliving their savings. Life span and health status are variables no one can plan for. Despite saving consistently and investing diligently over a lifetime, retiring into a market downturn or unexpectedly needing expensive medical treatment can
Many advisors are turning away from mutual funds in favor of exchange-traded funds and separately managed accounts to build client portfolios. But not Jeff Leonard, founder and managing partner of Leonard & Martens, a 25-year-old Anchorage, Alaska, practice under the Raymond James umbrella with $1.2 billion in assets under management. Leonard has tried SMAs and