July 1, 2025

RBI data on loans

Loans

Unsecured loans pose risks to asset quality, RBI data shows

Mainstream lenders across the ownership spectrum – state or private – continue to grapple with suspect asset quality on advances to unsecured personal and retail accounts, although once-elevated risk weights on the category were lately restored to the original after the share of these loans in the overall lending pie slowed through the past year.

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