August 6, 2025

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The Best Personal Loans For a Credit Score of 580 or Lower

The higher your credit score, the better your chances of approval on financial products with a lower interest rate. Even if you have a fair or bad credit score, though, you have options. Some lenders approve applicants with credit scores below 580 for personal loans to cover medical bills, household repairs, debt consolidation and other needs.

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Loans

5 Personal Loans To Apply To If Your Credit Score Is 580 Or Lower

The higher your credit score, the better your chances are to get approved for financial products — like personal loans — with a lower interest rate. Still, there are personal loans you can get if you have a fair or bad credit score. Some lenders cater to applicants with lower credit scores in the poor

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Loans

Best Bad Credit Personal Loans of April 2025

Getting a personal loan when you have bad credit or no credit history can be tough. However, some lenders can still work with you, helping you borrow money for emergency expenses including medical bills and auto repairs, refinancing high-interest debt or even consolidating debt payments. CNBC Select rounded up the top bad credit personal loans,

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