The fixed-income investment realm offers investors a variety of options, including bonds, debt mutual funds, and now, Non-Convertible Debenture (NCD) IPOs. Investors must understand NCD IPOs and how they differ from equity IPOs. Non-Convertible Debenture (NCD) IPOs NCDs are corporate debt instruments similar to bonds, but unlike bonds, they cannot be converted into equity shares.
Sovereign gold bonds (SGB), public provident fund (PPF), and bank fixed deposits (FDs) are widely recognised as secure investment options. Each of these choices offers a stable, long-term investment avenue, making the decision between them somewhat challenging. Sovereign Gold Bonds are issued by the Reserve Bank of India on behalf of the Government of India.
Personal finance is the art of managing one’s money to achieve financial goals and maintain financial well-being. It involves budgeting, saving, investing, and making informed decisions about income and expenses. Essential aspects include creating a budget to allocate funds wisely, establishing an emergency fund for unforeseen circumstances, and strategically managing debt. Insurance and retirement planning
An individual’s investment journey starts right from the cradle, say financial planners: So, while childbirth is an exciting time for parents, despite the hardship and expenses, it is also time for them to chart financial goals that align with the child’s future, particularly higher education and marriage. An individual’s investment journey starts right from the