The current average interest rate for a fixed-rate, 30-year conforming mortgage loan in the United States is 6.870%, according to the most recent data available from mortgage technology and data company Optimal Blue. Read on to see average rates for different types of mortgages and how the current rates compare with the last reported day
With the recent surge in Pokemon card prices, collecting has transformed from a childhood pastime into a significant market for collectors and investors. Historically, Pokemon cards were primarily seen as toys or game pieces. However, rare cards like the 1st Edition Charizard or Pikachu Illustrator card have sold for hundreds of thousands of dollars at
Alanis Morissette could have been talking to regulators and lenders in her 1995 hit “You Learn” which highlighted the benefits of experience. Instead of “you live…you learn,” for bankers it is “you lend……you learn.” In the early 1990s a drawn-out real estate recession and recovery was the result of banks and regulators being heavy-handed when
If “Failures are finger posts on the road to achievement,” as C.S. Lewis suggested, my opportunities for achievement are many. Indeed, the only reason that I have an opportunity to share this insight with you today is that I failed at one person’s version of financial advising. Although very real, that person was a mythic
Discover® home equity loans have a lower-than-average minimum APR and no application, origination or appraisal fees — a standout feature among lenders, especially since closing costs can reach up to 6% of your total loan amount. We also like that Discover approves loans for borrowers with as little as 10% equity and in nearly every
A tracking system for opioid settlement dollars allocated by the West Virginia First Foundation is on its way, though it’s still unclear when it will launch, according to State Auditor J.B. McCuskey. To date, no money has been distributed by the First Foundation, which was created last year as a private nonprofit to oversee the
An empty tub of ice-cream in the fridge on the night you ate salad for dinner. Heavy feeling in your heart after you spent a little much, complaining you don’t treat yourself. A greasy feeling after devouring a cheat meal after a full week of working out and eating clean. The worry that engulfs you
Millions of borrowers still aren’t paying their student loans back months after payments resumed after a three-year pandemic pause, according to the latest data from the Department of Education (DOE). The data from the DOE found that roughly 20 million people aren’t making any payments on their student loans. For three years, the federal government
The current average interest rate for a fixed-rate, 30-year conforming mortgage loan in the United States is 6.960%, according to the most recent data available from mortgage technology and data company Optimal Blue. Read on to see average rates for different types of mortgages and how the current rates compare with the last reported day
The House crypto bill could be the answer to America’s regulatory soul-searching. The ball is now in the Senate’s court
Americans have embraced digital assets. The recent Cryptocurrency Adoption and Sentiment Report found U.S. digital asset ownership jumped from 30% in 2023 to 40% in 2024. This makes sense. Digital assets are delivering better financial inclusion and empowering millions of Americans—but it’s up to Congress to act. The U.S. House of Representatives has already risen to