July 9, 2025

Personal Finance

Loans

Low credit score = high interest: Here’s how to fix it and save big on personal loans

As the Indian financial landscape evolves the importance of a healthy credit profile and a high credit score for securing affordable personal loans have never been cleaner. It is crucial to acknowledge the fact that even marginal improvements in your credit score can result in substantial savings on interest payments, thus making it important for

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Mortgage

30-year fixed falls to 6.99% nationwide

Homebuyers and homeowners eyeing a refinance have reason to monitor closely: mortgage rates are shifting again. As of Monday, June 9, 2025, the national average 30-year fixed mortgage rate dropped to 6.99%, according to Zillow. That’s down from 7.03% just a day earlier. While it matches the average from a week ago, it’s still a

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Loans

Best Business Loans for Bad Credit of June 2025

Small business loans can be instrumental in helping businesses reach new heights. Getting approved for them, however, can sometimes be challenging for borrowers with lower personal credit scores (think scores below 670). Small Business Administration (SBA) microloans are ideal for those with bad credit as they often have less strict eligibility requirements than other government-backed

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Loans

6 Best Personal Loans of June 2025

Editor’s Note: APRs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. Select will update as changes are made public. Personal loans are the fastest-growing debt category in the last decade. That’s due in part to the rise of fintech and

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Mortgage

The 5 Best Alternatives to a Reverse Mortgage

If you’re an older homeowner looking for an infusion of cash, a reverse mortgage could seem like a no-brainer. there is no minimum credit score requirement and — as long as you stay current with your insurance premiums, home repairs and property taxes — no payments is due until you sell the house, stop living

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Funds

Beware High-Fee, Low-Return Funds – Rediff.com Get Ahead

‘Switch out of an active fund if there is consistent underperformance.’ Illustration: Dominic Xavier/Rediff   The expense ratios of several equity mutual funds have increased between September 2024 and March 2025, according to media reports. Investors should avoid knee-jerk reactions and respond to changes after proper thought. Why are fees increasing Total expense ratio (TER)

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Mortgage

Mortgage rates today rise: 30-year hits 7.14%

The national average 30-year fixed mortgage rate rose to 7.14% on May 22, 2025, according to data from Zillow. That’s an increase of 13 basis points from last week’s average of 7.01%, continuing an upward trend in borrowing costs that began earlier this spring. Latest mortgage rates as of May 22, 2025 Here’s how today’s

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Loans

Californians are late paying 18% of their student loans – The Mercury News

Despite the financial stress of Golden State life, Californians are relatively good at paying bills compared with the rest of the nation. Take student loans. In the first quarter of 2025, 18% of California student loans were late. That may seem like a stunningly high rate of skipped payments, but it’s the 10th lowest delinquency

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Loans

Californians are late paying 18% of their student loans – Orange County Register

Despite the financial stress of Golden State life, Californians are relatively good at paying bills compared with the rest of the nation. Take student loans. In the first quarter of 2025, 18% of California student loans were late. That may seem like a stunningly high rate of skipped payments, but it’s the 10th lowest delinquency

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Finance

Martin Lewis urges people to put car finance claim in before ruling due in July

Any compensation payout will be made automatically, but the consumer champion urged people to ‘get ahead of the queue’. 10:22, 21 May 2025Updated 11:12, 21 May 2025 Martin Lewis presenting a summer special of Money Show Live from Bristol.(Image: ITV) The Martin Lewis Money Show Live returned to TV screens on Tuesday for an hour-long

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