Life is not a straight line, but a series of phases — some comfortable; some unexpected; some require big actions by us and some hold growing responsibilities. This rhythm of life can be directly seen in one of India’s greatest epics: the Ramayana. The Ramayana is more than a story of adventures or dharma and
Mortgage rates edged slightly lower heading into the Fourth of July weekend, with the national average for a 30-year fixed mortgage settling at 6.75%—a 2 basis point drop from earlier this week. The latest data from Zillow shows a continuation of the mild rate fluctuations that have characterized much of the 2025 mortgage market. Current
With the mortgage market in turnaround, many homeowners are looking to tap their home equity rather than sell. One of the largest home lenders in the U.S., Rocket Mortgage, also has some of the most generous limits on home equity loans: up to $500,000. We also like that this online lender consistently ranks tops for
Inflation and low interest rates has led many to explore safe alternatives to fixed deposits with high returns. Ramalingam Kalirajan lists 10 options that can generate returns better than a fixed deposit. Illustration: Dominic Xavier/Rediff Are you tired of watching your fixed deposit (FD) returns struggle to keep up with inflation? With FD interest
Despite contemporary international migration, many Non-Resident Indians (NRIs) continue to hold deep emotional and financial ties to India. Personal loans for NRIs in India are a great way to cover unexpected expenses, remodel their homes, or for a family gathering. Let’s take a look at the options, eligibility, documentation required, and frequently asked question: Can
Guild Mortgage Annual Percentage Rate (APR) Types of loans Conventional, FHA, VA, USDA, Arrive Home, Zero Down, jumbo, renovation, refinancing, reverse mortgages, home equity loans Terms Credit needed 540 for FHA, VA and USDA loans; 600 for Zero Down; 620 for conventional loans, 680 for jumbo loans. Nontraditional credit options available Minimum down payment 0%
00:00 Brad Well, we’re going to help you get retirement ready and talk about required minimum distributions known in the personal finance world as RMDs. And today, you ask the questions and ask finance everything. Ask Yahoo finance anything. We have a whip smart team to answer your RMD questions. And joining me now, we’ve
Your lender may sell your mortgage to another financial institution after you close. It’s actually not uncommon for a loan to be sold more than once. If your mortgage is sold, your rate, terms and payment plan will all remain the same. You’ll just have to update your details with the new mortgage company, which
FICO announced on Monday that it is going to start incorporating buy now, pay later (BNPL) data into credit scores. The news comes as the payment method surges in popularity, with over 91 million Americans expected to use BNPL for purchases this year. Buy now, pay later data incorporated into credit scores The FICO Score 10
Amid an ongoing housing crunch, online lender Rocket Mortgage has started offering bridge loans, a form of short-term financing that enables borrowers to buy their new home before they’ve sold their current one. Also known as gap loans and interim financing, bridge loans are most often used by homebuyers to help with down payments and