Small business loans can be instrumental in helping businesses reach new heights. Getting approved for them, however, can sometimes be challenging for borrowers with lower personal credit scores (think scores below 670). Small Business Administration (SBA) microloans are ideal for those with bad credit as they often have less strict eligibility requirements than other government-backed
Mortgage rates need to get below 6% to reinvigorate the frosty housing market, according to the National Association of Realtors (NAR). A 30-year fixed-rate mortgage at 6% would make the median-priced home affordable for about 5.5 million more households, NAR economists shared at the July 16 Real Estate Forecast Summit. “If rates were to hit
Evan Guido | Special to the Herald-Tribune In early 2025, Constellation Brands – maker of Modelo, Corona, and Pacifico – was a staple of our Aksala Dividend & Growth Portfolio. It had everything we look for: category-leading brands, consistent dividend growth, and a strong consumer following, especially among the Hispanic community in the U.S. But
Benjamin Pease | Special to the Herald-Tribune Many investors focus on past returns when making investment decisions. Our personal experiences – particularly recent losses or missed opportunities – can weigh heavily on how we approach risk and outlook. This is known as recency bias. However, when it comes to fixed income, especially municipal bonds, the
Paying for college often means turning to private student loans — and many of those require a cosigner, especially if you don’t have an established credit history or steady income. A cosigner can help you qualify and even secure a lower interest rate. But not everyone has someone they can ask. Ascent Funding offers students
If you’re looking to take out a student loan you probably just have the basics in mind — good rates, manageable terms and a clear path to repayment. While many lenders check those boxes, some go a step further. SoFi, one of the biggest names in the private student loan space, offers more than just
If you’re considering private lenders to help you finance your education as a student, there are several reasons to consider Earnest as a potential lender. Earnest provides loans for a variety of educational circumstances including undergraduate and graduate loans, law school and medical school loans and even half-time student loans. Plus, applicants can borrow up
When it comes to student loans, most people expect the usual hurdles: credit checks, cosigner requirements and confusing fees. But Funding U flips the script, offering loans that focus on academic performance rather than financial backing. While the lender only serves full-time undergraduate students, there’s still a lot to like. Funding U Eligible borrowers Qualifying
Welcome to my column, Young & Invested, where I discuss personal finance and investing for Gen Z and Millennials. This column aims to be a resource for young investors navigating an ever changing financial, political and social landscape as they try to build wealth. Tune in every Thursday for the latest edition. Edition 25 “Inferiority feelings
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