May 31, 2025

Personal Finance

Banking

Berkshire Hathaway Dumps Banking Stocks in Q1, Sells All Shares of Crypto-Linked Nu Holdings, Citigroup

Billionaire investor Warren Buffett’s Berkshire Hathaway heavily sold banking shares in Q1, according to a 13f filing with the US Securities and Exchange Commission. The Oracle of Omaha sold all shares of Brazilian bank Nu Holdings, which has its own crypto platform. He disposed of 40.18 million shares of the bank during the quarter that

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Mortgage

Mortgage rates today rise to 6.90% on 30-year loans

Mortgage rates jumped significantly on May 15, 2025, with the average 30-year fixed-rate mortgage now sitting at 6.90%. That’s a 1.47% increase from last week, according to data from the Mortgage Research Center. This rate hike marks one of the largest week-over-week increases in 2025 and could impact affordability for buyers and homeowners considering refinancing.

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Mortgage

Mortgage refinance rates rise: 30-year climbs to 6.92%

Refinance rates moved higher again as of May 6, 2025, according to the latest data from the Mortgage Research Center. The 30-year fixed refinance rate rose to 6.92%, while the 15-year fixed rate dropped slightly to 5.76%. 30-year fixed refinance rates move up The average 30-year fixed-rate refinance hit 6.92%, up from 6.10% a week

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Mortgage

How To Get A Mortgage When You’re Self-Employed

Applying for a mortgage can be difficult, especially for people with nontraditional income sources, like self-employed workers, small business owners, gig workers, freelancers and anyone else who doesn’t receive a W2 from an employer. “The typical mortgage broker has a checklist,” Keith Hall, president and director of the National Association for the Self-Employed (NASE), told CNBC

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Funds

‘I really do not need the funds.’ I’m 72 and facing RMDs in mere months, but I don’t need the money or want the taxes. What’s my move?

Question: “I will turn 73 in June and I don’t know when I should take my first RMD. I really do not need the funds and would like to move them from the present 401(k) account and open a Roth account. My concern is that I’m not sure what my options are to pay the

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Loans

USDA loans support Montana’s new farmers and ranchers | Montana News

BOZEMAN, MT – If you’re a new farmer or rancher in Montana and struggling to get a loan, the U.S. Department of Agriculture Farm Service Agency has some options for you. They’re offering farm ownership and operating loans specifically for folks who can’t get commercial credit from banks. Lance Wasson, FSA Acting State Executive Director

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Finance

Americans Share Best Financial Advice They Ever Received—It’s Eye-Opening

Separating needs from wants and saving money as early as possible are among the top money tips that Americans have received, a new poll has shown. The poll conducted for Newsweek by Talker Research between April 11 and 17 asked 1,000 Americans to share the most-impactful financial advice they have ever been given. The responses

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Investment

Choosing the right investment strategy – The Royal Gazette

Growing nest egg: there are different options for how to make investments over time (Adobe stock image) Navigating the world of investing can be intimidating, particularly if you are new to it. A common point of confusion is whether you should make a one-time, lump-sum investment purchase or if it makes more sense to put

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Loans

Best Low-Interest Student Loans Of April 2025

Federal student loans typically offer the lowest interest rates, but they can only finance so much of one’s education. Oftentimes, borrowers also need to take out a private student loan in addition to fill in any gaps. Private student loan interest rates vary widely depending on your credit, but if you have good credit you

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Loans

Affirm Personal Loans Review: Pros and Cons

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Readers: have you used a ‘bnpl’ provider? Did you have a positive or negative experience using a POS loan? If want to share your experience using a POS loan, we’d love to hear it. Email trina.paul@nbuni.com. During the pandemic, online shopping became

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