May 6, 2025

Personal Finance

Mortgage

How To Get A Mortgage When You’re Self-Employed

Applying for a mortgage can be difficult, especially for people with nontraditional income sources, like self-employed workers, small business owners, gig workers, freelancers and anyone else who doesn’t receive a W2 from an employer. “The typical mortgage broker has a checklist,” Keith Hall, president and director of the National Association for the Self-Employed (NASE), told CNBC

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Funds

‘I really do not need the funds.’ I’m 72 and facing RMDs in mere months, but I don’t need the money or want the taxes. What’s my move?

Question: “I will turn 73 in June and I don’t know when I should take my first RMD. I really do not need the funds and would like to move them from the present 401(k) account and open a Roth account. My concern is that I’m not sure what my options are to pay the

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Loans

USDA loans support Montana’s new farmers and ranchers | Montana News

BOZEMAN, MT – If you’re a new farmer or rancher in Montana and struggling to get a loan, the U.S. Department of Agriculture Farm Service Agency has some options for you. They’re offering farm ownership and operating loans specifically for folks who can’t get commercial credit from banks. Lance Wasson, FSA Acting State Executive Director

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Finance

Americans Share Best Financial Advice They Ever Received—It’s Eye-Opening

Separating needs from wants and saving money as early as possible are among the top money tips that Americans have received, a new poll has shown. The poll conducted for Newsweek by Talker Research between April 11 and 17 asked 1,000 Americans to share the most-impactful financial advice they have ever been given. The responses

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Investment

Choosing the right investment strategy – The Royal Gazette

Growing nest egg: there are different options for how to make investments over time (Adobe stock image) Navigating the world of investing can be intimidating, particularly if you are new to it. A common point of confusion is whether you should make a one-time, lump-sum investment purchase or if it makes more sense to put

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Loans

Best Low-Interest Student Loans Of April 2025

Federal student loans typically offer the lowest interest rates, but they can only finance so much of one’s education. Oftentimes, borrowers also need to take out a private student loan in addition to fill in any gaps. Private student loan interest rates vary widely depending on your credit, but if you have good credit you

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Loans

Affirm Personal Loans Review: Pros and Cons

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Readers: have you used a ‘bnpl’ provider? Did you have a positive or negative experience using a POS loan? If want to share your experience using a POS loan, we’d love to hear it. Email trina.paul@nbuni.com. During the pandemic, online shopping became

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Loans

9 Best Same-Day Personal Loans of 2025

Personal loans are a convenient way to borrow to cover a variety of expenses — like a wedding, a funeral, a vacation, a surprise medical bill and more. Lenders typically disburse funds directly to your bank account so you can start using that money as soon as possible, and some of them will even fund

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Loans

Best Business Loans for Borrowers With a Credit Score of 580 or Lower

A low credit score shouldn’t stop you from securing the funding you need to grow your business. Some lenders offer loans with low or no credit score requirements. Granted, it’s likely you’ll be on the hook for paying higher interest rates. But making your payments in full and on time can help you increase your

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Mortgage

See How Much You’d Spend Every Month

One of the most challenging parts of starting the homebuying process is figuring out how much you can afford . With CNBC Select’s mortgage payment calculator, you can see how various factors — including home price, loan term, interest rate, down payment and even the state you live in — will change the size of

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