The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances decreased to 6.77% from 6.79% Applications to refinance a home loan rose 9% for the week and were 56% higher than the same week one year ago. Applications for a mortgage to purchase a home also rose 9% for the week and
Senators grill Education Secretary Linda McMahon over proposed cuts Education Secretary Linda McMahon testified to Congress over proposed budget cuts. Two Shasta County high schools re-examine after-school programs in wake of federal funding freeze The freeze affects roughly $339,000 allocated for high schools in Cottonwood and Anderson Students at two Shasta County high schools may
PALM COAST, Fla. – A Flagler County detective has successfully recovered stolen cryptocurrency for multiple victims in what officials say is a first-of-its-kind accomplishment for the sheriff’s office. What we know: A Flagler County detective has recovered stolen cryptocurrency tied to two separate scams, marking the first time the sheriff’s office has successfully returned digital
By Dr. Maria Gnarra Buethe Contributing Columnist Here in sunny Southern California, children spend a lot of time outdoors — whether it’s at the park, pool or beach. But while we’re quick to provide them with swim goggles and life jackets, there’s one safety habit that too often gets overlooked: sun protection. Skin cancer is
Here’s what the Senate removed from Trump’s ‘Big Beautiful Bill’ Here’s whats left of Donald Trump’s “Big Beautiful Bill” after Senate cuts due to the “Byrd rule.” President Trump’s spending bill introduces changes to student loan programs, including new borrowing caps and repayment plans. Graduate students will have a $100,000 lifetime borrowing cap, while medical
Top California Democrats say they’ve averted a worst-case scenario for struggling Bay Area transit agencies — but only for now. Tucked into the $320 billion state budget agreement that Gov. Gavin Newsom signed last week is a $750 million loan for four local transit agencies to keep operating while they face massive deficits. The loan
Widely followed trader Michaël van de Poppe believes that new record highs are bound to happen for the crypto market. The analyst tells his 794,400 followers on the social media platform X that he’s keeping an eye on the TOTAL chart, which tracks the market cap of all digital assets excluding stablecoins. According to Van
Assessing vulnerability is one of the most pressing challenges facing local authorities today. Yet, many still rely on static indicators, such as postcode, benefit status, or historic income, that only paint part of the picture. These data points often miss the subtle, daily indicators of financial pressure. What’s often missing is a live view
Many people mistakenly view SIPs as either mutual funds or distinct from them. However, the fact is that a SIP (Systematic Investment Plan) is simply an investment approach, not a fund. It’s a vehicle that allows you to invest periodically in a mutual fund or scheme of your choice. It allows investors to direct their money
A crypto strategist with a history of timely Bitcoin (BTC) calls believes that the digital asset market will flourish this month. Pseudonymous analyst Pentoshi tells his 868,800 followers on the social media platform X that he sees the crypto markets rallying this month amid a slew of bullish catalysts. “It’s the start of a new