Investment Planning: Let’s assume you have 3 investments to make—a Rs 10,000 monthly SIP; an additional Rs 5 lakh one-time investment to SIP; and stepping up the Rs 10,000 SIP by 5 per cent yearly along with the Rs 5 lakh upfront investment, all 3 for 30 years. The first option is the easiest and
Many people mistakenly view SIPs as either mutual funds or distinct from them. However, the fact is that a SIP (Systematic Investment Plan) is simply an investment approach, not a fund. It’s a vehicle that allows you to invest periodically in a mutual fund or scheme of your choice. It allows investors to direct their money
SIP has been gaining popularity among Indian Mutual fund investors, as it helps in Rupee Cost Averaging and also in investing in a disciplined manner without worrying about market volatility and timing the market. If you are wondering what “Rupee Cost Averaging” is, let’s briefly understand it. Rupee Cost Averaging (RCA) is a method where
Investment word of the day: As a mutual fund investor, it’s essential to understand the key charges associated with these investments to make informed decisions. One such charge is the exit load. What is exit load? Exit load is a fee charged by asset management companies when an investor makes a partial or full withdrawal
As with direct stock investors, mutual fund holders, too, would have faced significant erosion in their portfolio values over the past six months, from late September on. Equity-oriented schemes across all categories saw a decline in their assets under management (AUM) between September 2024 and February 2025, despite receiving positive monthly inflows during the period,