July 30, 2025

Mortgage rates

Mortgage

30-Year Ends Week Stable at 6.88%

Mortgage rates presented a mixed picture for prospective homebuyers and those considering a refinance on Friday. While the benchmark 30-year fixed-rate mortgage held relatively steady, other popular loan types saw slight shifts, reflecting the ongoing push and pull of economic crosscurrents. The average 30-year fixed mortgage rate is currently hovering around 6.88%, a marginal decrease

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Mortgage

United Wholesale Mortgage adds 1% down payment loan

United Wholesale Mortgage is bringing back a conventional purchase mortgage in which the borrower only has to come up with a 1% down payment. A previous version of the product was last offered in May 2024. With this iteration, the mortgage is available up to the conforming loan limit for buyers at or below 80%

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Mortgage

30-Year Fixed Falls to 6.93%

Homebuyers and those looking to refinance received more welcome news Wednesday as mortgage rates continued their downward trend. The national average for a 30-year fixed mortgage, the most popular home loan in the U.S., fell to 6.93%, offering a potential window of opportunity for borrowers to lock in lower monthly payments. This latest dip, reported

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Mortgage

30-Year Fixed Slips, Other Key Rates See Mixed Results

Homebuyers and those looking to refinance are met with a mixed bag of interest rate changes today. The national average for a 30-year fixed mortgage, a popular benchmark for the housing market, saw a slight dip, offering a small reprieve for borrowers. However, other popular loan terms experienced upward movement, highlighting the fluctuating nature of

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Mortgage

30-year fixed falls to 6.99% nationwide

Homebuyers and homeowners eyeing a refinance have reason to monitor closely: mortgage rates are shifting again. As of Monday, June 9, 2025, the national average 30-year fixed mortgage rate dropped to 6.99%, according to Zillow. That’s down from 7.03% just a day earlier. While it matches the average from a week ago, it’s still a

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Mortgage

Mortgage rates dip as inventory grows

As we close out the first week of June 2025, the U.S. housing market continues to send mixed signals. Mortgage rates moved modestly but ended the week slightly lower, while buyer demand remained tepid. Inventory is rising nationwide, reshaping negotiations and hinting at a potentially cooler summer. Mortgage rate snapshot: Where we stand now Mortgage

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Mortgage

30-year average ticks up to 6.94%

The national average 30-year fixed mortgage rate edged up to 6.94% on Friday, June 6, 2025, according to Zillow. This marks a 1 basis point increase from the previous day, though rates have eased slightly over the past week. Homebuyers and refinancers alike continue to monitor shifting mortgage rates, which remain elevated amid persistent inflation

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Loans

Mortgage rates today dip to 6.87% for 30-year fixed loans

Mortgage rates across the U.S. ticked down again today, with the average 30-year fixed rate falling to 6.87% as of June 5, according to Zillow. This marks a 0.14 percentage point drop from the previous week and signals continued volatility as buyers and refinancers watch for more favorable lending conditions. National mortgage rate averages as

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Mortgage

How will mortgage rates respond to inflation or a GSE release?

The 30-year conforming rate has been relatively volatile since the start of the year, but its low point for 2025 came on April 11 when it reached 6.69%. That’s a higher number than many consumers and mortgage professionals would like, although home sales and mortgage demand are up from one year ago. Fed’s Waller on

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Mortgage

Mortgage rates today fall slightly as 30-year fixed dips to 6.96%

The average 30-year fixed mortgage rate fell to 6.96% on Monday, according to Zillow. This marks a 5-basis-point decline from last week’s average of 7.01%. Current mortgage rates for June 2, 2025 Conforming loans 30-Year Fixed: 6.96% (↓ 0.05%), APR 7.37% 20-Year Fixed: 6.79% (↓ 0.18%), APR 7.03% 15-Year Fixed: 6.01% (↓ 0.05%), APR 6.28%

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