July 29, 2025

Mortgage rates

Mortgage

Nearly 40% Of Homeowners Are Mortgage-Free — You’d Think That’s A Good Thing, But It’s Fueling A Lock-In Crisis and Freezing the Housing Market

Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. Having no mortgage used to be the gold standard for the American Dream—quiet proof that you “made it.” No bank note. No monthly payments. Just you and your paid-off house. But with nearly 40% of U.S. homeowners now

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Mortgage

Here’s How Much You Need To Buy a $440,950 Home at a 6.74% Rate

Mortgage rates this week for a 30-year fixed loan decreased to 6.74%, down from 6.75% last week. So what impact does this have on your monthly mortgage payment? And what does this mean for homebuyers? Here’s the monthly cost of purchasing a typical home today, according to the Realtor.com® mortgage calculator. Monthly mortgage payment today

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Mortgage

30-year fixed holds at 6.625%

Mortgage rates remain largely unchanged heading into the final weekend of July, with the 30-year fixed staying at 6.625% and the 15-year at 5.75%. As market watchers look toward the next Fed meeting, homebuyers face persistent affordability challenges despite some rate stability. Today’s mortgage rates – July 25, 2025 Zillow Home Loans reports the following

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Mortgage

Mortgage Rates Change Little Ahead of Fed Decision

Mortgage rates showed little movement Thursday as markets awaited the Federal Reserve’s rate policy decision next week. The average rate on 30-year fixed home loans registered 6.74% for the week ending July 24, down just barely from 6.75% last week, according to Freddie Mac. Rates averaged 6.78% during the same period in 2024. “This week,

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Mortgage

30-year fixed at 6.625% as ARM rates rise

Mortgage rates continue to hover near recent highs as of July 24 with 30-year fixed loans at 6.625% and adjustable-rate mortgages trending upward. Buyers and homeowners looking to refinance are facing a tight lending environment, despite modest increases in loan applications. Current average mortgage rates According to Zillow Home Loans, today’s mortgage rates by loan

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Mortgage

Mortgage rates today: 30-year fixed at 6.625%

As of today mortgage rates remain relatively steady, with slight variation across loan types. Meanwhile, President Donald Trump is considering a new housing-related tax cut that could impact sellers if it moves forward. Current mortgage rates (July 23, 2025) According to Zillow Home Loans, here’s where today’s mortgage rates stand: 30-Year Fixed: 6.625% (APR: 6.771%)

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Mortgage

Home Sales May Fall to New 30-Year Low in 2025 as Mortgage Rates Remain Elevated

Home sales could fall to a new three-decade low in 2025 as elevated mortgage rates continue to crimp affordability, according to new projections from the Realtor.com® economic research team. The Realtor.com Housing Forecast Midyear Update released on Wednesday provides revised projections for trends in mortgage rates, home sales, and home prices in 2025, updating the

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Mortgage

30-year fixed holds at 6.625% on July 21

Mortgage rates remained mostly steady on Monday, with the average 30-year fixed rate holding at 6.625%, according to Zillow. The 15-year fixed rate sits at 5.75%, continuing to offer a lower interest option for buyers who can manage higher monthly payments. This rate stability comes at a pivotal moment, as investors and analysts prepare for

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Mortgage

Housing Market Sends Mixed Signals as Inflation and Mortgage Rates Inch Up

As the housing market continues to evolve in the shadow of persistent inflation and shifting buyer behavior, this week’s economic data provides important clues for both policymakers and home shoppers. Markets are closely watching the Federal Reserve for signals of a policy shift, but this week’s consumer price index report reinforced expectations that a rate

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Mortgage

Here’s How Much You Need To Buy a $440,950 Home at a 6.75% Rate

Mortgage rates this week for a 30-year fixed loan increased to 6.75%, up from 6.72% last week. So what impact does this have on your monthly mortgage payment? And what does this mean for homebuyers? Here’s the monthly cost of purchasing a typical home today, according to the Realtor.com® mortgage calculator. Monthly mortgage payment today with a

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