July 13, 2025

money

Mortgage

More Homebuyers Are Opting for ARMs in 2025. Is That a Good Idea?

As mortgage rates rise, more borrowers are looking for ways to keep their homebuying costs down. Could an adjustable-rate mortgage be the way to do that? On Wednesday, the Mortgage Bankers Association reported that for the week ending April 11, 2025, the share of borrowers applying for ARMs rose to its highest level since November

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Finance

How to Make a Smart Budget, According to Finance Influencers

If you’re reexamining your monthly expenses in light of the market turmoil, personal finance influencers are ready to help. President Donald Trump’s new tariff policies have sent markets downward, resulting in a wave of uncertainty for business owners and everyday consumers. So, what should you do? We asked top finance influencers to share their No.

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Finance

5 Tips to Navigate Trump’s Tariffs From Top Finance Influencers

Finance influencers are swooping to help ease the panic after President Donald Trump announced new tariffs this week and the stock market plunged. Personal finance is a popular category on social media platforms like YouTube, Instagram, and TikTok. Hundreds of creators share tips on how to save money, invest, build credit, and balance a budget.

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Finance

What Finance Influencers Say You Should Do As Tariffs Rock the Market

Finance influencers are swooping to help ease the panic after President Donald Trump announced new tariffs this week and the stock market plunged. Personal finance is a popular category on social media platforms like YouTube, Instagram, and TikTok. Hundreds of creators share tips on how to save money, invest, build credit, and balance a budget.

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Investment

Meet the Tiny Investment Bank Behind Newsmax’s Rip-Roaring Stock Debut

Newmax’s stock debut may be the talk of Wall Street, but the investment bank behind the deal is not normally associated with the sector’s splashiest IPOs. Rather than using a large advisory firm like Goldman Sachs or Morgan Stanley, Newsmax tapped a relatively obscure advisor: the Laguna Beach, California-based Digital Offering LLC, which has just

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Crypto

Inside Mastercard’s Plan to Build the Venmo of Crypto

As political tailwinds lift the crypto industry, Mastercard hopes to cash in on a bet it started years ago. The payments giant is looking to replicate its massive card network for the blockchain world to create a way for consumers, merchants, and financial institutions to transact digital assets. Doing so will require engineering leg work,

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Loans

Top banks charge THESE interest rates on personal loans in April 2025. Check latest rates here

Personal loan: If you are planning to raise a personal loan from a bank or a non banking financial institutional (NBFC), it is vital to compare the interest rates charged by different institutions. Typically unsecured loans are given at fixed rates of interest. This means when a loan is taken at 11 percent interest rate, it will

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Loans

Department of Education order means chaos for student loans.

Sign up for the Slatest to get the most insightful analysis, criticism, and advice out there, delivered to your inbox daily. The Department of Education provides money to local school districts. It spends billions of dollars on special education. But more than anything else? It operates like a bank. More than 40 million Americans are

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Funds

Americans Are Dipping Into Their Retirement Funds

More Americans than ever are dipping into their retirement prematurely, and experts warn it could have serious consequences on their finances later in life. A study by Vanguard that examined data from nearly 5 million people with retirement accounts, found a record 4.8 percent of account holders took hardship withdrawals from their 401(k) accounts in

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Banking

AI-powered banking scams are on the rise in SA

Sabric has warned consumers of the rise in AI-powered banking scams after one South African was scammed out of R6 million.  ronniechua / iStock Imagine getting a WhatsApp message from your bank. The logo is spot-on, the language is professional, and the person on the other end sounds exactly like a real bank employee. They

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