Financial equality has come a long way in the United States — just over 50 years ago, women couldn’t take out a loan unless they cosigned with a man. But despite the progress, women still earn about 85 percent of what men earn, according to analysis by the Pew Research Center. This gender pay gap
United Wholesale Mortgage is bringing back a conventional purchase mortgage in which the borrower only has to come up with a 1% down payment. A previous version of the product was last offered in May 2024. With this iteration, the mortgage is available up to the conforming loan limit for buyers at or below 80%
The anticipated impact of tariffs pushed consumers toward big-ticket items in April, but overall borrowing levels also show them becoming more discerning in light of political developments, according to Vantagescore. Researchers noted earlier this year the likelihood of a bump in certain types of purchases before the implementation of various tariff measures proposed by President