July 3, 2025

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2025 guide for America’s 10 million self-employed borrowers

Why traditional income docs fall short — and why demand is rising Tax returns often understate self-employed income because of legal deductions and fluctuating revenue. Conventional underwriting can therefore misrepresent a borrower’s true ability to repay. Bank Statement Loans solve this by measuring real deposit-giving lenders with a clearer picture of sustainable earnings. The trend:

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