If you’re worried about missing a mortgage payment, you’re not alone: Nearly 3% of mortgages were in some stage of delinquency in October 2023, from borrowers just 30 days overdue to those facing foreclosure. Falling behind on your home payments can be nerve-wracking, but you still have options, especially if you act early. If you can’t
A tax deduction is an amount you subtract from your income when filing taxes. It allows you to reduce your taxable income — and with it, how much you owe in taxes. If you’re a student, your student loan interest payments may be deductible, so it’s a good idea to check if you qualify for
When a financial emergency strikes, your business might need cash in a pinch. In such cases, it’s crucial to find a small business lender that provides a speedy application process, favorable terms and quick funding. CNBC Select compared over a dozen lenders to find the best business loans when you need access to cash in
When you’re looking for a mortgage, one of the best ways to ensure you’re getting a good deal is to compare offers from multiple lenders. Online mortgage lenders make this part of the process easier by offering an entirely digital application process. Not only will this save you time, but it can expand your options
With home prices still elevated and loan rates only starting to come down from the two-decade high they hit in October 2023, securing a mortgage can be hard. In 2022, 9.1% of mortgage applications were denied, according to the most recent data from the Consumer Financial Protection Bureau, up from 8.3% in 2021. Lenders turn
When Amber Steeves started working at Verizon almost 15 years ago, she did one of the best things you can do when you start a new job. She enrolled in the company’s 401(k) program to begin saving for retirement. “I was never financially stable, and that was a goal,” she tells CNBC Make It. “OK,
A lender’s flexibility can be an important factor when you’re shopping around for a personal loan — especially if you don’t have good credit yet. Achieve works with borrowers with imperfect credit and offers ways to tailor your loan to your needs. It can be a solid choice for a lender, but as with any
It’s an attractive idea — who doesn’t daydream about leaving their job for good? But it comes with some financial realities. The traditional model for FIRE prescribed by early torchbearers of the movement, such as Mr. Money Mustache, relies on earning a high salary while living minimally to keep expenses low. “That message doesn’t actually