PeopleImages / Getty Images/iStockphoto When you think about financial planning, odds are, you’re more focused on creating budgets and researching savings accounts. You’re probably thinking of how to invest, maybe for the first time ever, while feathering your financial nest and securing that egg through a robust retirement plan. You might not be thinking of
The S&P 500 delivered a 15% return for investors in the first half of 2024. This is a solid return, no doubt, but the powerhouse automotive insurer Progressive (NYSE: PGR) has trounced the index, returning investors 31% in the first six months of this year. Progressive has a long history of outperformance relative to the
There’s no doubt many will shrug and say, “Let insurers take care of it; that’s what we pay premiums for.” But the problem is much bigger than that, and not only because premiums will rocket and some risks will become uninsurable. It’s no longer a matter of insuring against risks such as fires, floods, hurricanes