June 27, 2025

Housing market

Mortgage

Mortgage rates today: Interest rates dip on June 26

Despite forecasts that mortgage rates will slowly ease, buying a home is still too costly for most people.  The average 30-year fixed rate has been in the 7% range over the last 7 months, creating some hefty monthly payments. President Donald Trump’s tariffs on imports have added economic uncertainty. The Federal Reserve has paused cutting

Read More
Mortgage

Mortgage rates today drop to 6.81% for 30-year loans

Mortgage rates fell slightly this week, with the average 30-year fixed rate dropping to 6.81% as of Wednesday, June 25, 2025. This marks a 2-basis-point dip from the previous day and a 10-basis-point improvement over last week. Here’s how today’s mortgage trends could impact buyers and homeowners. Current mortgage rate averages According to Zillow’s latest

Read More
Mortgage

Will mortgage rates go down in July? Here’s what to expect

As July 2025 approaches, would-be homebuyers are hoping for a break in mortgage rates. With the Federal Reserve holding steady and inflation pressures fluctuating, predictions for July remain uncertain. Here’s what experts forecast. Fed holds rates, but July meeting looms At its June 2025 meeting, the Federal Reserve kept its benchmark interest rate unchanged at

Read More
Mortgage

Mortgage rates today fall below 6.9%: 30-year average dips again

Mortgage rates ticked down again Monday, with the average 30-year fixed rate falling to 6.88%. Homebuyers navigating a high-rate market may find modest relief, but will the trend continue? National mortgage rates as of June 23, 2025 Zillow reports the following averages: 30-year fixed: 6.88% (down 0.02%) 15-year fixed: 5.90% (down 0.02%) 5-year ARM: 6.99%

Read More
Mortgage

30-yaer fixed rises again, nearing 7%

Mortgage rates in the U.S. climbed once more on Friday with the national average 30-year fixed mortgage rate ticking up to 6.98%, according to new data from Zillow. This increase follows a week of gradual upticks, further tightening affordability for prospective buyers. Current mortgage rate averages As of June 20, 2025: 30-year fixed rate: 6.98%

Read More
Mortgage

Mortgage rates today inch higher: 30-year fixed hits 6.94%

Mortgage rates ticked up slightly on Tuesday, with Zillow reporting the national average for a 30-year fixed mortgage now at 6.94%. The shift marks a one basis point increase from last week’s average of 6.93%. For homebuyers and refinancers, even a small change can impact long-term affordability. Here’s a breakdown of today’s key mortgage rate

Read More
Loans

Can you have both in 2025?

With student loan payments now fully resumed, millions of Americans are wondering whether their debt could block them from buying a home. The short answer? Not necessarily—but it will impact how much you can borrow, how lenders view you, and what kind of loan you can get. Here’s what today’s borrowers need to understand before

Read More
Mortgage

Mortgage Rates Just Shifted. Should You Lock in a Rate Now?

The average interest rate for a 30-year fixed mortgage edged up to 6.94% on Monday, a slight increase of one basis point from both the previous day and last week. This minor fluctuation comes as potential homebuyers and those considering a refinance closely watch for clearer signals from the economy. Meanwhile, other popular loan types

Read More
Mortgage

30-Year Ends Week Stable at 6.88%

Mortgage rates presented a mixed picture for prospective homebuyers and those considering a refinance on Friday. While the benchmark 30-year fixed-rate mortgage held relatively steady, other popular loan types saw slight shifts, reflecting the ongoing push and pull of economic crosscurrents. The average 30-year fixed mortgage rate is currently hovering around 6.88%, a marginal decrease

Read More
Investors

Investors creating hurdles for homebuyers in affordable housing market

NICHOLAS COUNTY, Ky. (LEX 18) — Central Kentucky homebuyers are continuing to grapple with unexpected challenges in the housing market, as private companies are limiting affordable housing supply and pricing. Jeffrey Hornbeck, a recent homebuyer, along with his fiancée, finally found a home in the rolling hills of Nicholas County, though it wasn’t easy. “I

Read More
We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. By clicking “Accept All”, you consent to the use of ALL the cookies. However, you may visit "Cookie Settings" to provide a controlled consent. View more
Accept
Decline