Mortgage rates today hold steady as housing market stalls
As of Tuesday, mortgage rates today are holding steady — but homebuyers are stepping back, and sellers are responding by pulling listings amid mounting affordability pressures. Current mortgage rates (August 5, 2025) Zillow Home Loans reports the following average mortgage rates today: 30-year fixed: 6.375% (APR: 6.566%) 15-year fixed: 5.500% (APR: 5.795%) 20-year fixed: 6.125%