As of Wednesday U.S. mortgage rates are holding steady, but rising costs are putting pressure on home loan demand. Here’s the latest on where rates stand — and what it means if you’re buying or refinancing. Today’s mortgage rates snapshot According to Zillow Home Loans, here are the current rates by loan type: 30-year fixed:
The U.S. housing market is flashing red lights, and one economist says it could be a sign of broader economic trouble ahead. With mortgage rates holding steady near 7%, housing activity across the country is slowing down—dragging down sales, new home construction, and price growth. According to Moody’s Analytics Chief Economist Mark Zandi, the trend
Mortgage delinquencies are on the rise again, with recent data showing early-stage late payments growing faster than any other debt category in May 2025. As housing costs soar and student loan collections resume, financially strained homeowners are struggling to keep up. FHA and VA loans under pressure Data from Intercontinental Exchange’s July Mortgage Monitor revealed
Mortgage rates are holding steady after a volatile June, with the 30-year fixed mortgage rate now at 6.625%, according to Zillow Home Loans. The market remains in flux, but falling rates in recent weeks have sparked a surge in buyer and refinance activity. Current mortgage rates snapshot Here are today’s national averages for popular mortgage
High home prices and mortgage rates have made it much harder for Americans—especially first-time buyers—to purchase homes. Many current homeowners, especially those with low or no mortgage payments, are staying put rather than selling, further limiting supply and keeping prices high. Now that more Americans own their homes outright and are building wealth, fewer are
Mortgage rates remain largely stable to start the week of July 7, 2025, according to the latest data from Zillow. The national average 30-year fixed mortgage rate stands at 6.80%, unchanged from Friday and reflecting a modest 3 basis point increase over the past week. This plateau follows a period of gradual increases throughout June
Mortgage rates edged slightly lower heading into the Fourth of July weekend, with the national average for a 30-year fixed mortgage settling at 6.75%—a 2 basis point drop from earlier this week. The latest data from Zillow shows a continuation of the mild rate fluctuations that have characterized much of the 2025 mortgage market. Current
Mortgage rates edged lower again this weekend, offering a modest break for prospective buyers and refinancers. According to Zillow, the average 30-year fixed-rate mortgage dropped to 6.73% on Saturday, June 28, down from 6.75% the day before. Current mortgage rates snapshot Here’s where average U.S. mortgage rates stand today, according to Zillow: 30-year fixed: 6.73%
Despite forecasts that mortgage rates will slowly ease, buying a home is still too costly for most people. The average 30-year fixed rate has been in the 7% range over the last 7 months, creating some hefty monthly payments. President Donald Trump’s tariffs on imports have added economic uncertainty. The Federal Reserve has paused cutting
Mortgage rates fell slightly this week, with the average 30-year fixed rate dropping to 6.81% as of Wednesday, June 25, 2025. This marks a 2-basis-point dip from the previous day and a 10-basis-point improvement over last week. Here’s how today’s mortgage trends could impact buyers and homeowners. Current mortgage rate averages According to Zillow’s latest