March 15, 2025

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Loans

New loans contract sharply amid BOT’s responsible lending policy

  • July 11, 2024

Tightening of loan criteria in response to the Bank of Thailand (BOT)’s responsible lending policy has resulted in large contractions in new loans in the first four months of this year, says the National Credit Bureau (NCB). Introduced in January to combat soaring household debt, the responsible lending policy aims to curb non-performing loans (NPLs)

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Loans

State housing bank told to extend loan repayment period to 85 years

  • July 2, 2024

In a bid to cut down on unpaid housing mortgages, the Government Housing Bank (GHB) has been instructed to extend the loan repayment period to 85 years. Finance Minister Pichai Chunhavajira said on Monday that the move is to reduce the number of housing loans that fall under the special mention (SM) and non-performing loans

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