August 15, 2025

Hannah Jones

Mortgage

More Than 81% of Homeowners Have a Mortgage Rate Below 6%—and They’re Not Budging

More than 4 in 5 U.S. homeowners with outstanding mortgages are fortunate to have locked in a rate below 6%—and they are in no rush to sell or even refinance in the current climate of uncertainty. One of those owners is Annabelle Frazier, Ph.D., an assistant professor at the University of Southern Mississippi School of

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