July 18, 2025

Freddie Mac

Mortgage

Trump’s housing revolution threatens another mortgage meltdown

trump housing market Donald Trump is eyeing up what might become “the biggest deal in history” and the stakes could not be higher. It could feasibly bring in hundreds of billions of dollars for the public purse and boost homeownership. Or it could send mortgage rates soaring. The deal is the fate of Freddie Mac

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Mortgage

Why Trump’s housing revolution risks mortgage turmoil

trump housing market Donald Trump is eyeing up what might become “the biggest deal in history” and the stakes could not be higher. It could feasibly bring in hundreds of billions of dollars for the public purse and boost homeownership. Or it could send mortgage rates soaring. The deal is the fate of Freddie Mac

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Crypto

Armando Falcon on the FHFA’s move toward crypto mortgages

Falcon sat down with HousingWire to offer his perspective as a predecessor of Pulte’s and to showcase Falcon Capital Advisors’ new digital asset practice that advises mortgage lenders on how to safely incorporate crypto and other digital currencies into their businesses. This interview has been edited for length and clarity. Sarah Wolak: Can you tell

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Crypto

FHFA wants crypto in mortgages. Lenders have questions

Phil Crescenzo, the Southeast division vice president for Nation One Mortgage Corp., says that the new directive is “too narrow” to impact homebuyers since it’s only targeting conventional loans via the government-sponsored enterprises (GSEs). “If a borrower already has stocks or retirement accounts, an underwriter may not even factor in the crypto,” Crescenzo said. Alternative

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Crypto

Fannie Mae, Freddie Mac to consider cryptocurrency in mortgage purchases

There seems to be some good news for those who have invested in cryptocurrency. The head of the federal government agency that oversees Fannie Mae and Freddie Mac wants the mortgage giants to consider accepting a homebuyer’s cryptocurrency holdings in their criteria for buying mortgages from banks. William Pulte, director of the Federal Housing Finance

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Mortgage

How 30-year fixed-rate mortgages became the U.S. standard

The housing market has plenty going wrong these days: high interest rates, high home prices, and affordability challenges — especially for first-time buyers. Now add another wrinkle: President Donald Trump’s renewed push to re-privatize the giant government-owned housing-finance corporations, Fannie Mae and Freddie Mac. They were taken over by the federal government (placed into conservatorship)

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Mortgage

How will mortgage rates respond to inflation or a GSE release?

The 30-year conforming rate has been relatively volatile since the start of the year, but its low point for 2025 came on April 11 when it reached 6.69%. That’s a higher number than many consumers and mortgage professionals would like, although home sales and mortgage demand are up from one year ago. Fed’s Waller on

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Mortgage

Fannie Mae partners with Palantir on mortgage fraud detection tech

Fannie Mae, the government-sponsored enterprise overseen by the Federal Housing Finance Agency, is enlisting data analytics giant Palantir in a new partnership aimed at cracking down on mortgage fraud. Under the agreement, Palantir’s technology will be deployed to uncover fraud in mortgage packages before they reach Fannie Mae. Priscilla Almodovar, president and chief executive officer

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Mortgage

Mortgage rates move slightly lower, new data shows

00:00 Brad Mortgage rates for the week ending March 27th are out. Yahoo Finance’s Claire Boston joins me now with the numbers. Hey Claire. 00:07 Claire Boston Hi Brad. So this week, the 30-year mortgage rate is at 6.65%, that is basically flat from 6.67% last week. And 15-year mortgage rates, they rose slightly to

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Mortgage

How Fannie Mae and Freddie Mac affect the US mortgage market

The Trump administration has made some changes to two pillars of the American housing market: the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. Or, as they’re better known, Fannie Mae and Freddie Mac. Last week the administration fired 14 members of the boards of directors at the two corporations. Fannie and

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