This financial writer wiped out her emergency fund years ago — and she has no plans to rebuild it. Here’s why As of 2023, 37% of Americans would not have enough savings to cover a $400 expense using cash, according to data from the Federal Reserve. That’s well below the minimum amount of money most
©iStock.com With 61% of Americans reportedly planning on traveling in the next four months, chances are that you’ve at least thought about getting away in the near future. As you’re planning your next vacation, there are several considerations you can’t ignore, according to financial experts. See More: 3 Places To Travel That Are Like Hawaii
AndreyPopov / iStock/Getty Images When it comes to saving money, you’ll hear all sorts of advice: Automate your savings. Have a budget. Try a savings challenge. Admittedly, many savings strategies do work to varying degrees. However, the best one depends on the individual, their preferences and even — to some extent — their goals. Learn
Supatman / Getty Images ChatGPT has taken the world by storm as a fun chatbot, but did you know it can also actually be useful? That’s right: ChatGPT can dispense some serious financial wisdom. GOBankingRates talked to financial experts Scott Lieberman and Julia Mathers about how they are using this powerful technology to budget better,