August 7, 2025

financial companies

Banking

Reserve Bank of India governor rules out issuance of banking licences to corporates

The Reserve Bank of India (RBI) governor Sanjay Malhotra has ruled out granting banking licences to corporate entities or their non-banking financial companies, citing an inherent conflict of interest that could endanger public deposits. Malhotra clarified that no proposals are under consideration to allow corporates into banking, emphasising the importance of separating banking operations from

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Banking

Navigating the risks and rewards of hybrid finance

The financial landscape is undergoing a significant transformation as fintechs and traditional banks increasingly converge, forging a dynamic new ecosystem. This fusion, characterised by blurred lines and innovative hybrid models, presents both exciting opportunities and novel risks. From neobanks expanding their offerings to fintechs acquiring bank charters, this evolving space promises enhanced customer experiences and

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