IN the 1980s, when computerization swept into offices, its economics were straightforward. Organizations invested in expensive hardware and proprietary software, trained staff and then enjoyed huge gains in speed and accuracy. Payroll processing, which took days, could be done in hours. Spreadsheets replaced ledgers, databases did away with filing cabinets and the return on investment
For years, quantum computing has been the subject of conference panels, research papers and visionary talks. It has fascinated technologists and futurists alike, yet for many in financial services it still feels like tomorrow’s problem. That assumption is about to change. Quantum computing is moving at a pace that would surprise even its early champions.
When Plaid launched in 2013, its aim was to better integrate banking with the internet. Now, a dozen years later, the fintech giant connects more than 10,000 U.S. banks and financial institutions to apps such as Venmo, SoFi, Crypto.com, Acorns, Robinhood, H&R Block and Citi. It’s fundamentally transformed the way Americans move, save and invest
How are tariffs and your 401(k) retirement savings intertwined? Experts say a rise in tariffs can lead to several factors that impact your retirement savings. A Morningstar study reveals that passively managed index funds generally outperform actively managed funds. Lower operating costs are a key factor in the superior performance of index funds. This trend
Los Angeles-based Pegasus has announced the appointment of George Azzi as executive vice president, a key addition following his tenure as regional manager of Marcus & Millichap’s Los Angeles office, and the first in a trio of strategic new hires. Azzi brings two decades of commercial real estate experience in Los Angeles County, with a
In the fast-paced world of entrepreneurship, managing finances efficiently can be the difference between thriving and merely surviving. Fintech solutions are revolutionising how small and medium-sized enterprises (SMEs) handle their money, with features like seamless currency conversions, secure digital signing, and automated tax handling. These digital banking tools integrate advanced technology to simplify cash flow
🧭 Introduction: From Digital Efficiency to Intelligent Infrastructure We are entering the most transformative decade in financial services since the birth of digital banking. What began as a wave of mobile-first interfaces and API integrations is now evolving into something much deeper—AI-powered infrastructure that can learn, adapt, and reason. AI is no longer just a
As capital floods into crypto, institutional standards around risk, regulation and custody are reshaping the market. Unsplash+ Institutional investors are entering the crypto space in force. According to a July 2025 report by CoinShares, year-to-date inflows into digital asset investment products reached an all-time high of $27 billion, pushing total assets under management to $220
Mobile-first fintech companies in Asia are rewriting the rules of banking by designing for users the system once ignored. Unsplash+ While Western banks continue to debate whether to modernize their decades-old systems, fintech firms across Asia have already moved past them. These companies are serving millions of previously unbanked users without branches, paperwork or the
A former television financial analyst accused of defrauding investors out of millions of dollars and spending years on the run was sentenced to five years in prison, the Justice Department said Monday. James Arthur McDonald Jr., 53, is also expected to be ordered to pay restitution to his victims following his April 7 guilty plea for securities