August 5, 2025

federal-reserve

Investors

Commercial Real Estate Investors Are Done Waiting For A Rate Cut

Last week, the Federal Reserve again kept interest rates elevated despite signs that the U.S. economy is cooling and calls from President Donald Trump for Federal Reserve Chair Jerome Powell to resign. But the commercial real estate market, which has been in a slump for nearly three years, has stopped sweating the Fed and started to

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Mortgage

Mortgage rates hit lowest levels of 2025

I discussed the jobs report in detail in this article and on this episode of the HousingWire Daily podcast. Given today’s drop, let’s discuss what we should focus on for the rest of the year. Where does this drop fit in the forecast? In my 2025 forecast, I anticipated the following ranges: Mortgage rates between

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Mortgage

Mortgage rates may not see relief even with a September Fed cut

Two Fed officials, Christopher J. Waller and Michelle Bowman, dissented. Waller supported a 25 basis-point cut due to minimal tariff effects and increased labor market risks. Bowman advocates for a gradual shift to a neutral policy stance, citing slowing economic growth and a less dynamic labor market. A growing number of market participants — 88%

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Mortgage

Mortgage Rates Dip Slightly Even as Fed Holds Steady on Cuts

Mortgage rates trended slightly downward on Thursday after the Federal Reserve held firm on its rate policy, maintaining a wait-and-see stance despite mounting political pressure. The average rate on 30-year fixed home loans registered 6.72% for the week ending July 31, down just slightly from 6.74% last week, according to Freddie Mac. Rates averaged 6.73%

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Mortgage

Fed Won’t Budge on Interest Rate Cut Despite Trump’s Demand for Mortgage Relief

In a split decision, the Federal Reserve on Wednesday left its key policy rate unchanged yet again, hours after President Donald Trump called on Fed Chair Jerome Powell to cut rates and boost the housing market. As was widely expected, Fed policymakers left the central bank’s overnight rate unchanged at a range of 4.25% to

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Mortgage

How much longer will mortgage rates remain in a holding pattern?

Rates have shown less volatility since April, coinciding with President Donald Trump’s global tariff policies. The 30-year conforming rate has barely deviated from a narrow band between 6.8% and 7% since mid-April, according to HousingWire’s data. The market has also had stability due to a consistent policy stance by the Federal Reserve, which has held

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Investors

Investors weigh market impact of possible early Powell exit

By Saqib Iqbal Ahmed NEW YORK (Reuters) -Uncertainty over Federal Reserve Chair Jerome Powell’s tenure is prompting investors to assess potential market reactions should there be an premature change in leadership at the U.S. central bank. President Donald Trump has repeatedly criticized Powell for not cutting U.S. rates quickly enough. He has frequently raised the

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Mortgage

Housing Market Sends Mixed Signals as Inflation and Mortgage Rates Inch Up

As the housing market continues to evolve in the shadow of persistent inflation and shifting buyer behavior, this week’s economic data provides important clues for both policymakers and home shoppers. Markets are closely watching the Federal Reserve for signals of a policy shift, but this week’s consumer price index report reinforced expectations that a rate

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Banking

Banking Panics In The Past—That Was The Government

Cortelyou shuffled that paper in a not-so-efficient way (Photo by Heritage Art/Heritage Images via … More Getty Images) Heritage Images via Getty Images We need the Federal Reserve because before we had it, the private banking system had panics all the time. Goodness gracious to we hear this justification for the Fed without surcease. We

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Crypto

Trump Fed Warning Spurs Crypto Price Surge Toward $4 Trillion As Bitcoin, Ethereum And XRP Suddenly Soar

Bitcoin has rocketed higher this week, soaring after Tesla billionaire Elon Musk confirmed a bitcoin bombshell. Front-run Donald Trump, the White House and Wall Street by subscribing now to Forbes’ CryptoAsset & Blockchain Advisor where you can “uncover blockchain blockbusters poised for 1,000% plus gains!” The bitcoin price has hit a new all-time high of

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