Crowdfunding has revolutionized the investment landscape, offering individuals the opportunity to participate in the growth of promising startups. Gone are the days when investing was exclusive to accredited investors and venture capital firms. Today, nearly anyone can become a part-owner of a business with the potential for returns down the road. In this article, we’ll
With the Federal Reserve signaling that it intends to cut interest rates when inflation has cooled sufficiently, investors have been on the hunt for investments that perform well in that climate. Many exchange-traded funds (ETFs) respond well to lower interest rates, and income investors may find that falling interest rates make it a particularly attractive
A growing list of companies have begun offering investments inside their 401(k) plans that promise a way for workers to generate steady income during retirement. These investments combine target-date funds, a popular 401(k) investment, with annuities, an insurance contract that promises a stream of lifetime payments. Global asset manager BlackRock is leading the way with
Key takeaways Under the Equal Credit Opportunity Act, lenders can’t discriminate against applicants because of their age. As a result, seniors — like people in other age groups — can get mortgages if they meet a lender’s approval criteria. However, seniors may find it harder to qualify for a new home loan if they have
Warren Buffett is one of the greatest investors of all time, building Berkshire Hathaway from a struggling textile manufacturer to the nearly $900 billion conglomerate it is today. Buffett’s investment performance was achieved by following a set of basic principles that all investors can learn from, even if they don’t lead to the same results.
The wind continues to blow in the wrong direction for mortgage borrowers. — Greg McBride, Bankrate Chief Financial Analyst As homebuyers grapple with record prices this spring, mortgage rates have also crept up. On a 30-year fixed loan, the average rate was 7.39 percent as of May 1, according to Bankrate’s survey of large lenders,