Bad credit can be a barrier to getting approved for a car loan or for receiving favorable terms. Fortunately, even if your credit history has some blemishes, you still have options from banks, credit unions, fintechs and other institutions. CNBC Select compared more than 20 lenders to pick the ones that are best for auto
If you’re an older homeowner looking for an infusion of cash, a reverse mortgage could seem like a no-brainer. there is no minimum credit score requirement and — as long as you stay current with your insurance premiums, home repairs and property taxes — no payments is due until you sell the house, stop living
One of the most challenging parts of starting the homebuying process is figuring out how much you can afford . With CNBC Select’s mortgage payment calculator, you can see how various factors — including home price, loan term, interest rate, down payment and even the state you live in — will change the size of
Your credit score gives lenders a sense of how likely you are to make regular, on-time mortgage payments. So, it’s a critical part of the approval process for mortgage refinancing. Typically, homeowners need at least a 620 FICO score to refinance. But if you don’t meet this threshold, you still have options. Below, CNBC Select
VA loans are zero-down mortgages for active service members and veterans that are insured by the Department of Veterans Affairs and funded by private lenders. Created in 1944, the VA loan program has aided more than 24 million families achieve homeownership with flexible qualifications, lower rates, no down payment and no private mortgage insurance. No