July 30, 2025

Credit report

Mortgage

What Happens to Your Credit Score—and Your Future—After a Mortgage Delinquency

A recent Cotality report shed light on alarming data around mortgage delinquency rates. While rates declined in the past three years, that trend began reversing course in mid-2024. Cotality found that half the states experienced this uptick, but it was much more pronounced in places such as Florida, South Carolina, and Georgia, which have “faced considerable

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