August 12, 2025

credit cards

Loans

More consumers are in delinquency as student loans sour

hand holding envelope with overdue bill- vector illustrationAdobe Stock Late-payment rates among U.S. households remained elevated in the second quarter of 2025, driven in part by another steep slide into serious delinquency by student loan borrowers. By the end of June, 4.4% of Americans’ total outstanding debt was in some form of delinquency, according to

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Finance

Car finance compensation eligibility – exactly who can claim mega payout

The UK’s highest court partially overturned a landmark Court of Appeal case on hidden car finance commission claims on Friday, meaning millions of motorists will not be able to claim compensation The ruling has meant millions might miss out on compensation payouts(Image: PA) Millions of motorists will not be able to claim compensation for hidden

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Loans

Millions of Brits could get £1,000s in compensation from six lawsuits – from Mastercard fees to loans, can you claim?

MILLIONS of Brits could get thousands of pounds in compensation after being overcharged on their loans or bills. Several major collective lawsuits have been launched in the past year and consumers may be able to cash in. 1 You could be in line for compensation from one of these class action lawsuits These legal cases

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Mortgage

Struggling with bills? Mortgage expert reveals whether you should take a payment break

MORTGAGE experts have weighed in on whether you should take a mortgage break if you’re struggling to pay your bills. This is a type of agreement between you and your lender where you temporarily pause or reduce your payments. 1 We explain the pros and cons of asking for a mortgage breakCredit: Getty If you

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Loans

Low credit score = high interest: Here’s how to fix it and save big on personal loans

As the Indian financial landscape evolves the importance of a healthy credit profile and a high credit score for securing affordable personal loans have never been cleaner. It is crucial to acknowledge the fact that even marginal improvements in your credit score can result in substantial savings on interest payments, thus making it important for

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Banking

How to manage your credit card using mobile banking apps? A step-by-step guide

Mobile banking applications have changed the way people manage their accounts: credit cards, particularly in the time where smartphones govern everything. With a few touches, cardholders enjoy total control over their credit card payments, use, security settings, and much more. The thorough and comprehensive understanding of using mobile applications on how to manage credit cards

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Mortgage

I paid off my mortgage in full in just 9 years – and I’m sharing my secrets

Couple managed to pay off their massive mortgage in less than a decade after discovering how much they would pay in interest over 25 years It is possible to pay off your mortgage in under 10 years according to one couple(Image: undefined via Getty Images) Many Brits are now sidestepping the exorbitant interest payments charged

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Finance

What the Fed’s Rate Decision Means for Loans, Credit Cards, Mortgages and More

The Federal Reserve is expected to keep its key rate steady on Wednesday, after a series of cuts that lowered rates by a full percentage point last year. That means consumers looking to borrow are likely to have to wait a bit longer for better deals on many loans, but savers will benefit from steadier

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Banking

CFPB Plans to Revisit Open Banking Rule Despite Staff Cuts (1)

The Trump administration is poised to reopen a Biden-era rule allowing customers to share their sensitive bank data with third-party fintechs and potentially vacate it, according to multiple sources. The Consumer Financial Protection Bureau is leaning toward reworking its open banking rule, which allows customers to share their deposit account and credit card information with

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Banking

CFPB Plans to Revisit Open Banking Rule Despite Workforce Cuts

The Trump administration is poised to reopen a Biden-era rule allowing customers to share their sensitive bank data with third-party fintechs and potentially vacate it, according to multiple sources. The Consumer Financial Protection Bureau is leaning toward reworking its open banking rule, which allows customers to share their deposit account and credit card information with

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