March 15, 2025

consumption

Loans

Banks may soon use details from your digital footprint to give home loans, here’s how

The Finance Ministry is developing a new model to provide home loans based on a person’s consumption and spending pattern, Indian Express reported, quoting Financial Services Secretary Vivek Joshi. Banks will be developing the framework mostly on their own, but some of the parameters are to be discussed with the Indian Banks’ Association. Banks will

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Crypto

Crypto Is Creating a New Wealth Effect

(Bloomberg) — It’s an oft-told anecdote littering social media: Those who invested early in cryptocurrencies have enjoyed life-changing wealth. Most Read from Bloomberg How much that extra cash gives them confidence to spend more — a phenomenon economists call the wealth effect — is a hot topic whenever crypto prices are surging. A group of

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