July 31, 2025

consumer spending

Loans

Best Bad Credit Personal Loans of April 2025

Getting a personal loan when you have bad credit or no credit history can be tough. However, some lenders can still work with you, helping you borrow money for emergency expenses including medical bills and auto repairs, refinancing high-interest debt or even consolidating debt payments. CNBC Select rounded up the top bad credit personal loans,

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Mortgage

How to Refinance Your Mortgage If You Have Bad Credit

Your credit score gives lenders a sense of how likely you are to make regular, on-time mortgage payments. So, it’s a critical part of the approval process for mortgage refinancing. Typically, homeowners need at least a 620 FICO score to refinance. But if you don’t meet this threshold, you still have options. Below, CNBC Select

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Mortgage

The 10 Largest VA Mortgage Lenders

VA loans are zero-down mortgages for active service members and veterans that are insured by the Department of Veterans Affairs and funded by private lenders. Created in 1944, the VA loan program has aided more than 24 million families achieve homeownership with flexible qualifications, lower rates, no down payment and no private mortgage insurance. No

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Finance

4 Free Personal Finance Courses That Can be Done in Three Hours

One of the most pivotal parts of an individual’s livelihood is learning about personal finance, a term used to describe how one manages their money. It essentially encompasses everything from how you earn and spend your money to how you save, invest and borrow it. Despite its importance in our everyday lives, however, personal finance

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