Federal student loans typically offer the lowest interest rates, but they can only finance so much of one’s education. Oftentimes, borrowers also need to take out a private student loan in addition to fill in any gaps. Private student loan interest rates vary widely depending on your credit, but if you have good credit you
Personal loans are a convenient way to borrow to cover a variety of expenses — like a wedding, a funeral, a vacation, a surprise medical bill and more. Lenders typically disburse funds directly to your bank account so you can start using that money as soon as possible, and some of them will even fund
When applying for any type of loan, the higher an applicant’s credit score, the better chances they have at qualifying for low interest rates and other favorable terms. But when it comes to paying for college, many students may have a low or no credit score because they simply haven’t been able to build credit