Inflation and low interest rates has led many to explore safe alternatives to fixed deposits with high returns. Ramalingam Kalirajan lists 10 options that can generate returns better than a fixed deposit. Illustration: Dominic Xavier/Rediff Are you tired of watching your fixed deposit (FD) returns struggle to keep up with inflation? With FD interest
‘LAP is suited for borrowers with a steady income, sound repayment discipline, and a clear repayment plan.’ Illustration: Dominic Xavier/Rediff With unsecured lending under pressure, banks and non-banking financial companies (NBFCs) are shifting their focus to loans against property (LAP), according to a recent report in Business Standard. Borrowers must understand the pros and
‘Switch out of an active fund if there is consistent underperformance.’ Illustration: Dominic Xavier/Rediff The expense ratios of several equity mutual funds have increased between September 2024 and March 2025, according to media reports. Investors should avoid knee-jerk reactions and respond to changes after proper thought. Why are fees increasing Total expense ratio (TER)