Congress passed the Secure 2.0 Act in 2022 to expand saving opportunities for individuals who have access to savings vehicles like 401(k)s and workplace savings plans. Several of the bill’s provisions go into effect in 2025 and, if you’re like many workers, your 401(k) or workplace savings plan is likely the foundation of your retirement
Burt Malkiel, the author of the bestselling investing book A Random Walk Down Wall Street, tells Fortune that trying to get in on individual AI stocks now could be a big mistake for the average investor. Just look at the shakiness of the markets over the past few weeks. “There is such clear evidence by looking
A growing list of companies have begun offering investments inside their 401(k) plans that promise a way for workers to generate steady income during retirement. These investments combine target-date funds, a popular 401(k) investment, with annuities, an insurance contract that promises a stream of lifetime payments. Global asset manager BlackRock is leading the way with