Mortgage rates remain steady as of July 30, 2025, with the average 30-year fixed loan at 6.625%, according to Zillow Home Loans. While the national housing market is cooling in some regions, areas like Nashua and Manchester, New Hampshire, continue to attract competitive bidding and rising prices. Today’s mortgage rates snapshot Loan Type Interest Rate
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Under the proposal, the GSEs must include digital assets recorded on a cryptographically secured distributed ledger when assessing risk for single-family mortgages. They would be prohibited from requiring borrowers to convert these assets into U.S. dollars. In a statement to justify the bill, Lummis said that homeownership is not a reality for many young Americans.
After three straight days at exactly the same level, average 30yr fixed rates began to move lower again on Tuesday. It should immediately be clarified that the word “began” implies a certain likelihood of continuation whereas no such likelihoods can be guaranteed when it comes to the bond/rate market. In other words, rates did indeed
Rates have shown less volatility since April, coinciding with President Donald Trump’s global tariff policies. The 30-year conforming rate has barely deviated from a narrow band between 6.8% and 7% since mid-April, according to HousingWire’s data. The market has also had stability due to a consistent policy stance by the Federal Reserve, which has held
Loan Type New Purchase Rates Daily Change 30-Year Fixed 6.91% +0.02 FHA 30-Year Fixed 7.55% No Change VA 30-Year Fixed 6.61% +0.03 20-Year Fixed 6.76% +0.02 15-Year Fixed 5.93% +0.03 FHA 15-Year Fixed 6.76% No Change 10-Year Fixed 5.96% +0.22 7/6 ARM 7.43% +0.03 5/6 ARM 7.35% -0.03 Jumbo 30-Year Fixed 6.85% +0.04 Jumbo 15-Year
Even the most powerful couple in music has a mortgage — or two. Beyoncé and Jay-Z took out a $57.75 million mortgage on their Bel Air mansion in Los Angeles, the Daily Mail reported. The superstar pair boasts a combined estimated net worth of $3 billion and an impressive real estate portfolio on both coasts,
Buyers should keep an eye on the possibility of rate cuts in the next few months. Tharon Green/CNET For the past several months, the average 30-year fixed mortgage rate has sat between 6.5% and 7%. Prospective homebuyers shouldn’t hold their breath for that to change anytime soon. On July 30, the Federal Reserve is expected
A recent Cotality report shed light on alarming data around mortgage delinquency rates. While rates declined in the past three years, that trend began reversing course in mid-2024. Cotality found that half the states experienced this uptick, but it was much more pronounced in places such as Florida, South Carolina, and Georgia, which have “faced considerable
Key Takeaways Mortgage rates have held relatively steady over the past two weeks, keeping loans more affordable than during the springtime surge. At the current 30-year fixed rate average of 6.89%, a $350,000 loan costs about $650 less per year than it would have in mid-May. Mortgage rate direction is notoriously hard to predict, but