July 26, 2025

Mortgage

Mortgage

Mortgage rates today hold at 6.625% as builders slash prices

As of Friday, mortgage rates remain steady, with 30-year fixed loans averaging 6.625% and 15-year fixed loans at 5.75%, according to Zillow Home Loans. With affordability concerns rising and homebuilder sentiment still low, today’s mortgage rates reflect ongoing pressure from elevated interest rates and economic uncertainty. Despite marginal rate fluctuations, consumers continue to face challenges

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Mortgage

July Mortgage Rate Forecast: Buyers Retreat as Rates Rebound

Buyers should keep an eye on the possibility of rate cuts in the next few months.  Tharon Green/CNET Every time the average 30-year fixed mortgage rate dips, even by a few tenths of a percentage point, prospective homebuyers jump to take advantage. As soon as rates move up again, mortgage activity goes down. The past

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Mortgage

30-year fixed sits at 6.625%

Mortgage rates remain elevated as of July 17, 2025, with the 30-year fixed mortgage holding at 6.625%, according to data from Zillow. As homebuyers weigh the cost of financing, today’s rates continue to reflect broader economic uncertainty and Federal Reserve caution. Current average mortgage rates Here’s a snapshot of today’s mortgage rates across common loan

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Mortgage

Homeowners Face Higher Refi Rates: Mortgage Refinance Rates on July 17, 2025

For the vast majority of homeowners, there’s currently little financial incentive to refinance their mortgages. So far in 2025, average mortgage rates have remained elevated, consistently hovering between 6.5% and 7% due to ongoing economic uncertainty. “If rates fall below 6%, we could see a big jump in refinance activity,” said Jeb Smith, licensed real

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Mortgage

New mortgage support program for struggling veterans set to become law

Senate lawmakers finalized plans Wednesday for a new home loan safety net program designed to prevent veterans from facing foreclosure, replacing a similar but controversial effort canceled by Veterans Affairs officials earlier this year. The bill, known as the VA Home Loan Program Reform Act, had previously passed the House and now awaits President Donald

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Mortgage

Schiff denies Trump’s claims of mortgage fraud as Fannie Mae investigates senator

Sen. Adam Schiff (D-CA) on Tuesday denied accusations from President Donald Trump that he engaged in “possible mortgage fraud,” calling the allegations an attempt at “political retribution.”  Trump and Schiff have been at odds for years, with the Democratic senator having led a House impeachment of the president during his first term and establishing himself

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Mortgage

30-year fixed rises and loan demand dips

As of Wednesday U.S. mortgage rates are holding steady, but rising costs are putting pressure on home loan demand. Here’s the latest on where rates stand — and what it means if you’re buying or refinancing. Today’s mortgage rates snapshot According to Zillow Home Loans, here are the current rates by loan type: 30-year fixed:

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Mortgage

First-time buyers to get ‘leg up’ onto housing ladder under mortgage plans unveiled by government

FIRST-TIME buyers are to get a “leg up” onto the housing ladder under plans announced by the Chancellor. Rachel Reeves has set out sweeping changes for those looking to buy a house. 1 Chancellor Rachel Reeves is expected to announce changes for home buyers todayCredit: AFP This includes a new permanent mortgage guarantee scheme, which

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Mortgage

What Labour’s mortgage meltdown means for YOUR house price: Experts reveal the risk of ‘dangerous’ new lending policy

Rachel Reeves is sweeping aside rules put in place to protect homeowners in the wake of the financial crisis in a move that experts warn could sow the seeds for a future catastrophe. The move by the Chancellor is designed to help first-time buyers get on the property ladder and families to upsize. But fears

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Mortgage

30-Year Mortgage Rates Edge Up Slightly From Recent Low – July 15, 2025

Loan Type New Purchase Rates Daily Change 30-Year Fixed 6.87% +0.01 FHA 30-Year Fixed 7.55% No Change VA 30-Year Fixed 6.58% +0.03 20-Year Fixed 6.73% +0.07 15-Year Fixed 5.90% +0.02 FHA 15-Year Fixed 6.76% No Change 10-Year Fixed 5.92% +0.39 7/6 ARM 7.40% -0.02 5/6 ARM 7.47% -0.01 Jumbo 30-Year Fixed 6.79% -0.07 Jumbo 15-Year

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