In the ever-shifting landscape of fintech, CIOs are no strangers to buzzwords like “blockchain,” “digital transformation,” and “quantum computing.” Yet, as Pinak Chakraborty, CIO of Airtel Payments Bank, reflects, many of these terms remain aspirational rather than operational realities for most enterprises. “We are far away from using blockchain right now,” Chakraborty admits candidly, adding
The banking sector is undergoing a transformative revolution largely driven by the rapid rise of financial technology, commonly known as fintech. Fintech companies leverage cutting-edge technologies, such as artificial intelligence, blockchain, cloud computing, and big data analytics, to offer innovative financial products and services. This digital disruption has challenged the traditional banking model, which has
In a world increasingly shaped by climate urgency and environmental, social, and governance (ESG) needs, ICICI Bank has emerged as a sustainability frontrunner in the domestic banking sector. Its holistic approach—spanning responsible lending, sustainable business practices, and digital transformation—has earned it the Business Today Sustainability Leadership Award in the BFSI category for the banking sector.
From a rudimentary structure that primarily facilitated mercantile activities central to the Colonial economy in the British era, the evolution of India’s banking sector into a technology-fired, sophisticated and inclusive system is a fascinating account, ably told by Nirmal Bansal and Suneel Gupta in their new book, Revolution in Banking: Wheels of India’s Growth Story. In a voluminous, 490-page account, the authors,
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The Wilmington Neighborhood Conservancy Land Bank is closing in on 400 blighted properties transformed since 2018. A $250,000 grant from Bank of America is going to the Land Bank’s Lower Hilltop Equitable Housing and Neighborhood Revitalization Initiative. During a ceremony and building tour Tuesday, Councilwoman at-large Maria Cabrera said it means more than dollars and
Dear Claudienne, My brother and I have concerns about our accounts at Scotiabank. Four or five months ago, I started getting calls from “Scotiabank” indicating that there was money owed on a credit card in my name. I was a bit surprised and at first I ignored these calls as this was a credit card
By JORDANA SEAL Updated: 06:35 EDT, 7 June 2025 Customers with £10,000 in savings are being urged to move their money or risk missing out on earning hundreds of pounds a year. In the UK 8.3 million current accounts hold £10,000 or more but 80 per cent of these accounts pay no interest – meaning their
The Postbank Black Card rollout was abruptly suspended in April following a chaotic transition from the SASSA Gold Card. Image supplied by Postbank Postbank has not applied for a full banking licence, but says it is legally allowed to issue cards under the National Payment System Act. The Black Card rollout was abruptly suspended in
Breaking Viewcategory·June 6, 2025 Swiss government puts best spin on UBS $26 bln hit The Federal Council reckons the bank can mitigate the effects of a new capital rule, leaving its equity ratio at a manageable-seeming 15%. An expert report suggests 17%-19%, which would sap returns. Bridging the gap could require offloading more assets –