Bajaj Finance Ltd on Thursday (July 3) reported a 25% year-on-year increase in assets under management (AUM) at approximately ₹4.41 lakh crore as of June 30, 2025.
The company added ₹24,750 crore to its AUM during the quarter. The customer franchise grew to 106.51 million from 88.11 million a year ago, with 4.69 million new customers added in Q1FY26.
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New loan bookings rose 23% YoY to 13.49 million in the quarter, compared to 10.97 million in Q1FY25. The deposit book increased by 15% to ₹72,100 crore as of June 30, up from ₹62,774 crore a year earlier.
Fourth quarter
Bajaj Finance reported a consolidated net profit of ₹4,545.6 crore for the March quarter, slightly below CNBC-TV18’s estimate of ₹4,578 crore. Net interest income (NII) also came in marginally lower than expectations at ₹9,807.1 crore versus a forecast of ₹9,880.9 crore.
On a YoY basis, Bajaj Finance posted a 19% rise in net profit from ₹3,824 crore, while NII grew 22.4% from ₹8,013 crore in the March 2023 quarter. Asset quality for the NBFC major improved in the March quarter, with both gross and net non-performing assets (NPA) registering a decline.
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Gross NPA stood at 0.96%, down from 1.12% in the previous quarter, while net NPA eased to 0.44% from 0.48%. The company’s AUM rose 26% YoY to ₹4.17 lakh crore as of March 31, 2025, with ₹18,700 crore added during the quarter, reflecting steady credit demand.
Shares of Bajaj Finance Ltd ended at ₹910.70, down by ₹11.95, or 1.30%, on the BSE.
(Edited by : Shoma Bhattacharjee)